What is Medicare Advantage?
Medicare Advantage (also known as Part C) is an all-in-one alternative to Original Medicare (Parts A and B) that offers additional benefits to help seniors maintain their health and well-being. Unlike Original Medicare, which only covers hospital and medical services, Medicare Advantage plans combine hospital, medical, and often additional coverage such as dental, vision, hearing, and prescription drugs.
With Everything Medicare, we help you navigate the best Medicare Advantage plans from top carriers, ensuring you get comprehensive coverage at affordable prices.
Key Benefits of Medicare Advantage
Below are some details on the services we offer. Our solutions are customized to your needs. Call us today and our reps will guide you to the best healthcare solution for you and your family!
- $0 Premiums
- Eye Care Coverage
- Prescription Coverage
- Hearing Coverage
- Dental Coverage
- Wellness Programs
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Bring Ideas to Life
The ideas and plans that we’ve jotted will then be brought to life. We help and guide you to take the first step and set things up.
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Setting up a business is not enough. We help you think ahead and encourage you to expand your business with a full-proof plan.
Why Choose Medicare Advantage?
Comprehensive Coverage
Medicare Advantage plans offer more than just hospital and medical coverage; they include additional services that cater to your overall health, from dental to wellness programs.
Affordable and Convenient
With plans that often come with $0 premiums and the convenience of bundled coverage, Medicare Advantage is designed to make healthcare more affordable and simpler to manage.
Access to a Network of Providers
Medicare Advantage plans typically operate within a network of doctors and hospitals, so you’ll have access to high-quality care. Many plans also offer extra benefits for services that Original Medicare doesn’t cover.
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Frequently Asked Questions
When does the Everything Medicare Annual Enrollment Period (AEP) Begin?
The Medicare Annual Enrollment Period (AEP) typically begins on October 15th and ends on December 7th each year.
During this period, Medicare beneficiaries can review and make changes to their Medicare Advantage (Part C) and Medicare Prescription Drug Plans (Part D). It’s an opportunity for individuals to switch plans, enroll in a new plan, or make other changes to their existing coverage. Keep in mind that these dates may be subject to change, so it’s always a good idea to check for the most current information.
Am I eligible to enroll in Medicare?
Medicare eligibility is primarily based on age and certain qualifying conditions. Here are the general eligibility criteria:
1. Age 65 or Older: You are typically eligible for Medicare when you turn 65. You can apply for Medicare during the Initial Enrollment Period (IEP), which includes the three months before your 65th birthday, the month of your birthday, and the three months after.
2. Disability: If you are under 65 but have been receiving Social Security Disability Insurance (SSDI) or Railroad Retirement Board (RRB) disability benefits for at least 24 months, you may also qualify for Medicare.
3. Certain Medical Conditions: Individuals with certain medical conditions, such as end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS, or Lou Gehrig’s disease), may be eligible for Medicare regardless of age.
It’s important to note that even if you’re eligible, you may need to actively enroll in Medicare. If you’re already receiving Social Security benefits, you may be automatically enrolled. If not, you’ll need to sign up during the Initial Enrollment Period.
You can apply for Medicare online through the Social Security Administration’s website or by visiting your local Social Security office. If you have questions about your specific situation, it’s advisable to contact the Social Security Administration or visit their official website for the most accurate and up-to-date information.
What is Medicare Advantage (Part C) and Prescription Drug Plans (Part D)?
Enrolling in Medicare Advantage and Prescription Drug Plans is a separate process:
– Medicare Advantage (Part C): You can enroll during your Initial Enrollment Period, Special Enrollment Period, or the Annual Enrollment Period (October 15 to December 7 each year).
– Medicare Prescription Drug Plans (Part D): You can enroll during your Initial Enrollment Period or the Annual Enrollment Period.
Additional Information:
– For those eligible due to disability, enrollment usually happens automatically after 24 months of receiving Social Security Disability Insurance (SSDI) benefits.
– If you have end-stage renal disease (ESRD) or amyotrophic lateral sclerosis (ALS), contact Social Security for guidance on enrollment.
Always check with the Social Security Administration or visit their official website for the most accurate and up-to-date information, as processes and timelines can be subject to change.
Are all Medicare Advantage plans the same?
No, Medicare Advantage plans (also known as Medicare Part C) are not all the same. While they must provide at least the same level of coverage as Original Medicare (Part A and Part B), Medicare Advantage plans are offered by private insurance companies, and they can vary in terms of cost, coverage, and additional benefits.
When considering a Medicare Advantage plan, it’s important to carefully review the plan’s details, including the coverage, costs, network, and any additional benefits. You can compare plans in your area using the Medicare Plan Finder tool on the official Medicare website or consult with a Medicare advisor for personalized assistance. Keep in mind that plans can change annually, so it’s a good idea to review your coverage during the Annual Enrollment Period (AEP) if you’re considering making changes.
Comprehensive Coverage
Medicare Advantage plans offer more than just hospital and medical coverage; they include additional services that cater to your overall health, from dental to wellness programs.